In New Zealand, coins are divided into 10c, 20c, 50c, $1, and $2. Notes are divided into $5, $10, $20, $50 and $100.
Notes and Coins - Reserve Bank of New Zealand website
EFTPOS
EFTPOS stands for Electronic Funds Transfer at Point of Sale. It is a bankcard system which debits your account electronically, allowing you to pay for purchases without carrying cash.
EFTPOS is extremely widespread in New Zealand, and is available in almost all shops, restaurants, and businesses - even in many taxis.
Some shops also allow you to withdraw cash when you pay for goods and services with EFTPOS.
Credit Cards
Major credit cards are available through most banks.
Cheques
The rise of EFTPOS and internet banking means that the use of cheques is becoming much less common. Many businesses do not accept cheques as means of payment and the ones that do may charge a fee.